Fabricated Steel Workers Credit Union
   04/08/1940 NYS Chartered Fabricated Steel Workers Credit Union
   04/07/1964 Liquidated

Fair City Co-Operative Savings & Loan Assoc
   07/08/1908 NYS Chartered Fair City Co-Operative Savings & Loan Assoc
         1938 Name Change To Fair City Savings & Loan Association
   10/15/1975 Merge To Federal First Federal Savings & Loan Assoc. of Rochester
   03/01/1997 Merge To State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

Fair City Federal Savings & Loan Association
   07/08/1908 NYS Chartered Fair City Co-Operative Savings & Loan Assoc
         1938 Name Change To Fair City Savings & Loan Association
   10/15/1975 Merge To Federal First Federal Savings & Loan Assoc. of Rochester
   03/01/1997 Merge To State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

Fair City Savings & Loan Association
   07/08/1908 NYS Chartered Fair City Co-Operative Savings & Loan Assoc
         1938 Name Change To Fair City Savings & Loan Association
   10/15/1975 Merge To Federal First Federal Savings & Loan Assoc. of Rochester
   03/01/1997 Merge To State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

Fairport National Bank and Trust Company
         1916 Established Fairport National Bank and Trust Company
   05/29/1944 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

Fairport Permanent Loan Association
   05/07/1888 NYS Chartered Fairport Permanent Loan Association
   03/01/1939 Name Change To Fairport Saving & Loan Association
   12/31/1999 Convert Federal Fairport Savings Bank

Fairport Saving & Loan Association
   05/07/1888 NYS Chartered Fairport Permanent Loan Association
   03/01/1939 Name Change To Fairport Saving & Loan Association
   12/31/1999 Convert Federal Fairport Savings Bank

Fairport Savings Bank
   05/07/1888 NYS Chartered Fairport Permanent Loan Association
   03/01/1939 Name Change To Fairport Saving & Loan Association
   12/31/1999 Convert Federal Fairport Savings Bank

Fallkill Bank
         1852 Established Fallkill Bank
         1865 Convert Federal Fallkill National Bank & Trust Co of Poughkeepsie
   04/01/1966 Convert State Fallkill Bank & Trust Company
   12/01/1967 Convert Federal Fallkill National Bank and Trust Company
   02/01/1968 Name Change To State of New York National Bank
   01/01/1971 Name Change To Bankers Trust Company of Hudson Valley, N.A.
   04/30/1975 Acquire By Merger Bankers Trust of Rockland County
   11/01/1982 Merge To State Barclays Bank of New York
   11/01/1982 Convert Federal Barclays Bank of New York, N.A.

Fallkill Bank and Trust Company
         1852 Established Fallkill Bank
         1865 Convert Federal Fallkill National Bank & Trust Co of Poughkeepsie
   04/01/1966 Convert State Fallkill Bank & Trust Company
   12/01/1967 Convert Federal Fallkill National Bank and Trust Company
   02/01/1968 Name Change To State of New York National Bank
   01/01/1971 Name Change To Bankers Trust Company of Hudson Valley, N.A.
   04/30/1975 Acquire By Merger Bankers Trust of Rockland County
   11/01/1982 Merge To State Barclays Bank of New York
   11/01/1982 Convert Federal Barclays Bank of New York, N.A.

Fallkill National Bank & Trust Co of Poughkeepsi
         1852 Established Fallkill Bank
         1865 Convert Federal Fallkill National Bank & Trust Co of Poughkeepsie
   04/01/1966 Convert State Fallkill Bank & Trust Company
   12/01/1967 Convert Federal Fallkill National Bank and Trust Company
   02/01/1968 Name Change To State of New York National Bank
   01/01/1971 Name Change To Bankers Trust Company of Hudson Valley, N.A.
   04/30/1975 Acquire By Merger Bankers Trust of Rockland County
   11/01/1982 Merge To State Barclays Bank of New York
   11/01/1982 Convert Federal Barclays Bank of New York, N.A.

Far Rockaway Bank, The
         1888 Established Far Rockaway Bank, The
   01/01/1903 Merge To State Bank of Long Island, The (1902-1/1920)
   01/01/1920 Merge To State President and Directors of the Manhattan Company
   03/01/1955 Name Change To Chase Manhattan Bank, The (1799-9/1965)
   09/01/1965 Convert Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

Farmers & Merchants Bank of Spencer, The
   03/22/1884 NYS Chartered Farmers & Merchants Bank of Spencer, NY, The
   06/30/1961 Acquire By Merger First National Bank of Candor
   06/30/1961 Name Change To Tioga State Bank

Farmers and Mechanics Bank (Jamestown)
         1891 Established Farmers and Mechanics Bank (Jamestown)
   07/01/1931 Merge To State Bank of Jamestown
   01/01/1971 Name Change To Bankers Trust of Jamestown
   01/01/1973 Name Change To Bankers Trust Company of Western New York
   04/01/1983 Name Change To Key Bank
   12/16/1983 Merge To Federal Key Bank of Western New York, N.A.
   06/01/1991 Merge To Federal Key Bank of Eastern New York, N.A.
   06/01/1991 Name Change To Key Bank of New York, N.A.
   06/16/1992 Convert State Key Bank of New York (6/92-8/93)
   08/26/1993 Merge To State NSA Bank
   08/26/1993 Name Change To Key Bank of New York
   01/13/1997 Convert Federal Key Bank, National Association

Farmers and Merchants' Bank (Cobleskill)
         1893 Established Farmers and Merchants' Bank (Cobleskill)
   10/01/1939 Liquidated

Farmers Bank of Springville
         1902 Established Farmers Bank of Springville
   04/30/1946 Merge To State Manufacturers and Traders Trust Company

Farmers Fire Insurance and Loan Company
         1822 Established Farmers Fire Insurance & Loan Company
         1836 Name Change To Farmers Loan and Trust Company
   06/01/1929 Purchased Trust National City Bank of New York
   06/01/1929 Name Change To City Bank Farmers Trust Company
   12/19/1931 Acquire By Merger Bank of America Trust Company
   01/30/1959 Convert Federal First National City Trust Company
   01/01/1963 Merge To Federal First National City Bank
         1976 Name Change To Citibank, N.A.

Farmers Loan and Trust Company
         1822 Established Farmers Fire Insurance & Loan Company
         1836 Name Change To Farmers Loan and Trust Company
   06/01/1929 Purchased Trust National City Bank of New York
   06/01/1929 Name Change To City Bank Farmers Trust Company
   12/19/1931 Acquire By Merger Bank of America Trust Company
   01/30/1959 Convert Federal First National City Trust Company
   01/01/1963 Merge To Federal First National City Bank
         1976 Name Change To Citibank, N.A.

Farmers National Bank and Trust Company of Rome
         1879 Established Farmers National Bank & Trust Company of Rome
   12/01/1958 Merge To State First Bank and Trust Company of Utica
   12/01/1958 Name Change To Marine Midland Trust Company of the Mohawk Valley
   01/29/1971 Merge To State Marine Midland Trust Company of Central New York
   01/29/1971 Name Change To Marine Midland Bank - Central
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

Farmers National Bank of Adams
         1889 Established Farmers National Bank of Adams
   08/15/1932 Merge To State Citizens Trust Company of Adams
   08/15/1932 Name Change To Citizens & Farmers Trust Company, Adams, NY
   03/24/1947 Merge To State Northern New York Trust Company
   06/01/1963 Name Change To Marine Midland Trust Company of Northern New York
   01/01/1970 Name Change To Marine Midland Bank - Northern
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

Farmers National Bank of Amsterdam
         1865 Established Farmers National Bank of Amsterdam, The
   01/01/1953 Merge To State State Bank of Albany
   08/01/1984 Name Change To Norstar Bank of Upstate NY (8/84-6/88)
   06/24/1988 Merge To State Norstar Bank of Callicoon
   06/24/1988 Name Change To Norstar Bank of Upstate NY
   06/08/1992 Name Change To Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

Farmers' & Mechanics' SB of the City of Lockport
         1870 Established Farmers' and Mechanics' Savings Bank of the City of Lockport
   06/01/1967 Name Change To Lockport Savings Bank
   01/01/1997 Purchased LID of Elmira Savings Bank, FSB
   02/20/2000 Name Change To First Niagara Bank
   03/24/2000 Acquire By Merger Albion FS & LA
   11/08/2002 Acquire By Merger Cayuga Bank
   11/08/2002 Acquire By Merger Cortland Savings Bank
   11/08/2002 Convert Federal First Niagara Bank
   01/16/2004 Acquire By Merger Troy Savings Bank, The
   01/14/2005 Acquire By Merger Hudson River Bank & Trust Company

Farmers' & Mechanics' Trust Company
         1912 Established Farmers' & Mechanics' Trust Company
   08/01/1954 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

Farmers' Loan State Bank
   05/01/1929 Established Farmers' Loan State Bank
   06/01/1929 Merge To Federal National City Bank of New York
   03/01/1955 Name Change To First National City Bank of New York
   01/01/1962 Name Change To First National City Bank
         1976 Name Change To Citibank, N.A.

Federal Employees Credit Union
         1916 NYS Chartered Federal Employees Credit Union
         1925 Closed

Federation Bank and Trust Company
         1920 Established Federation Bank of New York
         1923 Converted To Federation Bank and Trust Company
   07/01/1958 Acquire By Merger Citizens Bank of Brooklyn
   06/01/1967 Merge To Federal Franklin National Bank
   10/08/1974 Merge To State European-American Bank & Trust Company
   12/31/1984 Name Change To European American Bank
   07/17/2001 Merge To Federal Citibank N. A.

Federation Bank of New York
         1920 Established Federation Bank of New York
         1923 Converted To Federation Bank and Trust Company
   07/01/1958 Acquire By Merger Citizens Bank of Brooklyn
   06/01/1967 Merge To Federal Franklin National Bank
   10/08/1974 Merge To State European-American Bank & Trust Company
   12/31/1984 Name Change To European American Bank
   07/17/2001 Merge To Federal Citibank N. A.

Ffirst Federal Savings & Loan Assoc of Syracuse
   02/04/1888 NYS Chartered Syracuse Co-Operative Savings & Loan Assoc.
         1928 Name Change To Syracuse Savings & Loan Association
   10/17/1934 Convert Federal First Federal Savings & Loan Assoc of Syracuse

Fidata Trust Company New York
   07/13/1972 NYS Chartered Bradford Trust Company (Limited Purpose Trust)
   10/04/1974 Name Change To Bradford Trust Company
   04/24/1985 Name Change To Fidata Trust Company New York
   02/03/1986 Assets Sold To Bank of New York, The
   03/07/1997 Liquidated

Fidelity Bank
         1900 Established Fidelity Bank
   05/01/1917 Merge To State United States Mortgage and Trust Company
   06/01/1929 Merge To State Chemical Bank and Trust Company
   10/15/1954 Name Change To Chemical Corn Exchange Bank
   09/01/1959 Name Change To Chemical Bank New York Trust Company
   02/17/1969 Name Change To Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

Fidelity Bank and Trust Company
         1966 Established Fidelity Bank of Colonie
   02/01/1973 Name Change To Fidelity Bank and Trust Company
   07/19/1973 Bank To Trust Co.
   01/01/1974 Name Change To Manufacturers Hanover Trust Company/Capital Reg.
   01/01/1982 Merge To Federal Manufacturers Hanover Trust Co./Western NY, N.A.
   01/01/1982 Name Change To Manufacturers Hanover, National Association
   12/31/1985 Merge To State Manufacturers Hanover Trust Company
   06/19/1992 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

Fidelity Bank of Colonie
         1966 Established Fidelity Bank of Colonie
   02/01/1973 Name Change To Fidelity Bank and Trust Company
   07/19/1973 Bank To Trust Co.
   01/01/1974 Name Change To Manufacturers Hanover Trust Company/Capital Reg.
   01/01/1982 Merge To Federal Manufacturers Hanover Trust Co./Western NY, N.A.
   01/01/1982 Name Change To Manufacturers Hanover, National Association
   12/31/1985 Merge To State Manufacturers Hanover Trust Company
   06/19/1992 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

Fidelity Credit Union
   06/21/1929 NYS Chartered Fidelity Credit Union
   05/12/1967 Liquidated

Fidelity Management Trust Company of New York
   03/12/1996 NYS Chartered Fidelity Management Trust Company of New York
   08/12/1998 Merge To Federal First Republic Bank

Fidelity National Bank in New York, The
         1934 Established Fidelity National Bank in New York
   05/01/1947 Merge To State Manufacturers Trust Company
   09/08/1961 Name Change To Manufacturers Hanover Trust Company
   06/19/1992 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

Fidelity Trust & Guaranty Co of Buffalo, The
   06/27/1893 NYS Chartered Fidelity Trust & Guaranty Co. of Buffalo , The
   03/13/1901 Name Change To Fidelity Trust Company of Buffalo, The
   12/15/1925 Acquire By Merger Manufacturers and Traders Bank of Buffalo
   12/15/1925 Name Change To Manufacturers and Traders Trust Company
   05/16/1927 Acquire By Merger Peoples Bank of Buffalo
   05/16/1927 Name Change To Manufacturers & Traders - Peoples Trust Company
   10/22/1929 Name Change To M & T Trust Company
   01/30/1933 Name Change To Manufacturers and Traders Trust Company
   06/30/1945 Acquire By Merger First National Bank of Kenmore
   10/31/1945 Acquire By Merger Citizens National Bank of Lancaster
   12/31/1945 Acquire By Merger American Bank, Lackawanna
   04/30/1946 Acquire By Merger Farmers Bank of Springville
   06/29/1946 Acquire By Merger Bank of Corfu
   06/29/1946 Acquire By Merger Merchants National Bank of Dunkirk
   05/28/1948 Acquire By Merger Ebenezer State Bank
   11/30/1949 Acquire By Merger Lockport Exchange Trust Company
   08/08/1955 Acquire By Merger First National Bank of Buffalo
   08/31/1955 Acquire By Merger Bank of Clarence
   03/07/1956 Acquire By Merger Adam, Meldrum & Anderson State Bank
   11/23/1956 Acquire By Merger Genesee Trust Company
   12/21/1956 Acquire By Merger M & T Safe Deposit Company
   08/30/1957 Acquire By Merger Citizens Trust Company of Fredonia
   11/29/1957 Acquire By Merger First National Bank of Silver Creek
   06/30/1959 Acquire By Merger Bank of Ellicottville
   02/29/1960 Acquire By Merger Bank of Blasdell
   05/31/1967 Acquire By Merger Bank of Perry
   01/01/1976 Acquire By Merger First Empire Bank
   05/31/1991 Purchased Assets Goldome
   02/29/1992 Acquire By Merger First National Bank of Highland, The
   07/01/1992 Acquire By Merger Central Trust Company
   07/01/1992 Acquire By Merger Endicott Trust Company
   12/01/1994 Acquire By Merger Citizens Savings & Loan Association
   05/24/1997 Acquire By Merger East New York Savings Bank, The
   04/01/1998 Acquire By Merger Onbank & Trust Co.
   04/01/1998 Acquire By Merger Franklin First Savings Bank
   06/01/1999 Acquire By Merger First National Bank of Rochester
   03/20/2000 Acquire By Merger Chase Trust Company
   10/06/2000 Acquire By Merger Keystone Financial Bank, N.A.
   02/09/2001 Acquire By Merger Premier National Bank
   04/01/2003 Acquire By Merger Allfirst Bank
   06/13/2003 Acquire By Merger Allfirst Trust Company of Pennsylvania, National Associat
   06/13/2003 Acquire By Merger Allfirst Trust Company, National Association
   07/03/2003 Acquire By Merger Allfirst Financial Center, National Association

Fidelity Trust Company
   03/21/1907 NYS Chartered Fidelity Trust Company
   07/01/1920 Acquire By Merger International Bank, The
   07/01/1920 Name Change To Fidelity-International Trust Company
   02/01/1926 Acquire By Merger Coal and Iron Bank of the City of New York
   02/01/1926 Name Change To Fidelity Trust Company of New York
   07/01/1930 Name Change To Marine Midland Trust Company of New York
   05/01/1936 Acquire By Merger National Bank of Yorkville in New York
   11/01/1949 Acquire By Merger Bank of Yorktown
   08/01/1955 Acquire By Merger Jamaica National Bank of New York
   08/01/1965 Acquire By Merger Grace National Bank of New York
   08/01/1965 Name Change To Marine Midland Grace Trust Company of New York
   01/01/1970 Name Change To Marine Midland Bank - New York
   09/30/1970 Acquire By Merger Community Bank, Lynbrook, The
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

Fidelity Trust Company of Buffalo, The
   06/27/1893 NYS Chartered Fidelity Trust & Guaranty Co. of Buffalo , The
   03/13/1901 Name Change To Fidelity Trust Company of Buffalo, The
   12/15/1925 Acquire By Merger Manufacturers and Traders Bank of Buffalo
   12/15/1925 Name Change To Manufacturers and Traders Trust Company
   05/16/1927 Acquire By Merger Peoples Bank of Buffalo
   05/16/1927 Name Change To Manufacturers & Traders - Peoples Trust Company
   10/22/1929 Name Change To M & T Trust Company
   01/30/1933 Name Change To Manufacturers and Traders Trust Company
   06/30/1945 Acquire By Merger First National Bank of Kenmore
   10/31/1945 Acquire By Merger Citizens National Bank of Lancaster
   12/31/1945 Acquire By Merger American Bank, Lackawanna
   04/30/1946 Acquire By Merger Farmers Bank of Springville
   06/29/1946 Acquire By Merger Bank of Corfu
   06/29/1946 Acquire By Merger Merchants National Bank of Dunkirk
   05/28/1948 Acquire By Merger Ebenezer State Bank
   11/30/1949 Acquire By Merger Lockport Exchange Trust Company
   08/08/1955 Acquire By Merger First National Bank of Buffalo
   08/31/1955 Acquire By Merger Bank of Clarence
   03/07/1956 Acquire By Merger Adam, Meldrum & Anderson State Bank
   11/23/1956 Acquire By Merger Genesee Trust Company
   12/21/1956 Acquire By Merger M & T Safe Deposit Company
   08/30/1957 Acquire By Merger Citizens Trust Company of Fredonia
   11/29/1957 Acquire By Merger First National Bank of Silver Creek
   06/30/1959 Acquire By Merger Bank of Ellicottville
   02/29/1960 Acquire By Merger Bank of Blasdell
   05/31/1967 Acquire By Merger Bank of Perry
   01/01/1976 Acquire By Merger First Empire Bank
   05/31/1991 Purchased Assets Goldome
   02/29/1992 Acquire By Merger First National Bank of Highland, The
   07/01/1992 Acquire By Merger Central Trust Company
   07/01/1992 Acquire By Merger Endicott Trust Company
   12/01/1994 Acquire By Merger Citizens Savings & Loan Association
   05/24/1997 Acquire By Merger East New York Savings Bank, The
   04/01/1998 Acquire By Merger Onbank & Trust Co.
   04/01/1998 Acquire By Merger Franklin First Savings Bank
   06/01/1999 Acquire By Merger First National Bank of Rochester
   03/20/2000 Acquire By Merger Chase Trust Company
   10/06/2000 Acquire By Merger Keystone Financial Bank, N.A.
   02/09/2001 Acquire By Merger Premier National Bank
   04/01/2003 Acquire By Merger Allfirst Bank
   06/13/2003 Acquire By Merger Allfirst Trust Company of Pennsylvania, National Associat
   06/13/2003 Acquire By Merger Allfirst Trust Company, National Association
   07/03/2003 Acquire By Merger Allfirst Financial Center, National Association

Fidelity Trust Company of New York
   03/21/1907 NYS Chartered Fidelity Trust Company
   07/01/1920 Acquire By Merger International Bank, The
   07/01/1920 Name Change To Fidelity-International Trust Company
   02/01/1926 Acquire By Merger Coal and Iron Bank of the City of New York
   02/01/1926 Name Change To Fidelity Trust Company of New York
   07/01/1930 Name Change To Marine Midland Trust Company of New York
   05/01/1936 Acquire By Merger National Bank of Yorkville in New York
   11/01/1949 Acquire By Merger Bank of Yorktown
   08/01/1955 Acquire By Merger Jamaica National Bank of New York
   08/01/1965 Acquire By Merger Grace National Bank of New York
   08/01/1965 Name Change To Marine Midland Grace Trust Company of New York
   01/01/1970 Name Change To Marine Midland Bank - New York
   09/30/1970 Acquire By Merger Community Bank, Lynbrook, The
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

Fidelity-International Trust Company
   03/21/1907 NYS Chartered Fidelity Trust Company
   07/01/1920 Acquire By Merger International Bank, The
   07/01/1920 Name Change To Fidelity-International Trust Company
   02/01/1926 Acquire By Merger Coal and Iron Bank of the City of New York
   02/01/1926 Name Change To Fidelity Trust Company of New York
   07/01/1930 Name Change To Marine Midland Trust Company of New York
   05/01/1936 Acquire By Merger National Bank of Yorkville in New York
   11/01/1949 Acquire By Merger Bank of Yorktown
   08/01/1955 Acquire By Merger Jamaica National Bank of New York
   08/01/1965 Acquire By Merger Grace National Bank of New York
   08/01/1965 Name Change To Marine Midland Grace Trust Company of New York
   01/01/1970 Name Change To Marine Midland Bank - New York
   09/30/1970 Acquire By Merger Community Bank, Lynbrook, The
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

Fiduciary Investment Corporation
   02/27/1970 NYS Chartered Fiduciary Investment Corporation

Fiduciary Trust Company International
   11/17/1930 NYS Chartered Fiduciary Trust Company of New York
   04/21/1987 Name Change To Fiduciary Trust Company International

Fiduciary Trust Company of New York
   11/17/1930 NYS Chartered Fiduciary Trust Company of New York
   04/21/1987 Name Change To Fiduciary Trust Company International

Fifth Avenue Bank (Brooklyn)
         1889 Established Fifth Avenue Bank
   12/01/1902 Merge To State Mechanics' Bank (Brooklyn)
   02/02/1929 Merge To State Brooklyn Trust Company
   10/13/1950 Merge To State Manufacturers Trust Company
   09/08/1961 Name Change To Manufacturers Hanover Trust Company
   06/19/1992 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

Fifth Avenue Bank of New York, The
         1875 Established Fifth Avenue Bank of New York
   04/01/1948 Merge To State Bank of New York
   04/01/1948 Name Change To Bank of New York and Fifth Avenue Bank
   05/01/1952 Name Change To Bank of New York, The (9/1922-10/1989)
   10/06/1989 Merge To State Irving Trust Company
   10/06/1989 Name Change To Bank of New York, The

Fifth Avenue Savings & Loan Assoc (1889-1936)
   12/19/1889 NYS Chartered Fifth Avenue Savings & Loan Assoc (1889-1936)
   01/31/1936 Merge To State Flatbush Co-Operative Savings & Loan Association
   03/24/1936 Convert Federal Flatbush Federal Savings & Loan Association

Fifth Avenue Savings & Loan Association
   12/19/1899 NYS Chartered Guardian Savings & Loan Association
   11/01/1972 Name Change To Fifth Avenue Savings & Loan Association
   04/08/1975 Merge To State Dry Dock Savings Bank
   02/09/1983 Merge To State Dollar Savings Bank of NY
   02/09/1983 Name Change To Dollar-Dry Dock Savings Bank of New York
   07/24/1986 Name Change To Dollar Dry Dock Savings Bank
   09/09/1988 Name Change To Dollar Dry Dock Bank
   02/12/1992 Assets Sold To Emigrant Savings Bank
   02/21/1992 LID Sold To Emigrant Savings Bank
   11/01/1995 Liquidated

Fifth Avenue Trust Company
         1898 Established Fifth Avenue Trust Company
   01/26/1910 Merge To State Guaranty Trust Company of New York
   04/24/1959 Name Change To Morgan Guaranty Trust Company of New York
   11/10/2001 Merge To State JPMorgan Chase Bank
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

Fifth National Bank of the City of New York
         1864 Established Fifth National Bank of the City of New York
   05/29/1925 Merge To State Manufacturers Trust Company
   09/08/1961 Name Change To Manufacturers Hanover Trust Company
   06/19/1992 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

Fillmore - Leroy Savings and Loan Association
   05/23/1929 NYS Chartered Fillmore-Leroy Savings and Loan Association
   10/01/1945 Merge To State Aetna Permanent Savings & Loan Association
   04/28/1967 Merge To State Ellicott Permanent Savings & Loan Association
   12/29/1967 Name Change To Buffalo Savings & Loan Association
   07/01/1971 Merge To State Niagara Permanent Savings & Loan Association
   12/31/1977 S&L To Saving Bnk Permanent Savings Bank
   07/13/1990 Assets Sold To Key Bank of Western New York, N.A.
   12/30/1993 Liquidated

Fillmore Savings & Loan Association
   03/29/1909 NYS Chartered Polish Co-Operative Savings & Loan Assocaiation
         1930 Name Change To Kasa Savings and Loan Association
   07/14/1955 Name Change To Fillmore Savings & Loan Association
   03/02/1980 Merge To State Buffalo Savings Bank
   11/01/1982 Name Change To Goldome Bank For Savings
   09/26/1983 Convert Federal
   09/26/1983 Name Change To Goldome, FSB
   08/19/1987 Convert State
   08/19/1987 Name Change To Goldome
   05/31/1991 Liquidated
   05/31/1991 Assets Sold To Key Bank of Western New York, N.A.
   05/31/1991 Assets Sold To Manufacturers and Traders Trust Company
   05/31/1991 Assets Sold To Manufacturers Hanover Trust Company
   05/31/1991 Assets Sold To East New York Savings Bank, The

Financial Assurance Federal Credit Union
   12/28/1915 NYS Chartered Equitable Credit Union
   05/22/1991 Convert Federal Financial Assurance Federal Credit Union

Financial Federal Savings & Loan Association
   10/31/1947 NYS Chartered Savings & Loan Association of Sunnyside LI
   03/11/1981 Convert Federal Financial Federal Savings & Loan Association

Firnat Credit Union
   06/10/1924 NYS Chartered Firnat Credit Union
         1933 Liquidated

First American Bank of New York
         1915 Established Morris Plan Company of Albany
         1934 Name Change To Morris Plan Industrial Bank of Albany
   11/01/1946 Name Change To Industrial Bank of Commerce of Albany
   03/01/1965 Name Change To Community State Bank
   03/31/1965 Acquire By Merger Industrial Bank of Schenectady
   07/28/1982 Name Change To First American Bank of New York
   09/26/1984 Bank To Trust Co.
   10/01/1984 Acquire By Merger Bankers Trust Company of Albany, N.A.
   08/26/1993 Assets Sold To Key Bank of New York
   12/05/1994 Liquidated

First American International Bank
   10/15/1999 NYS Chartered First American International Bank

First Bank & Trust Company of Utica (1926-1931)
         1916 Established Oneida County Trust Company
   09/01/1926 Name Change To First Bank & Trust Company of Utica (1926-1931)
   11/14/1931 Acquire By Merger Citizens' Trust Company of Utica
   11/14/1931 Acquire By Merger Utica Trust and Deposit Company
   11/14/1931 Name Change To First Citizens Bank & Trust Company of Utica
   09/06/1940 Merge To State First Bank & Trust Company of Utica (1940-1958)
   12/01/1958 Name Change To Marine Midland Trust Company of the Mohawk Valley
   01/29/1971 Merge To State Marine Midland Trust Company of Central New York
   01/29/1971 Name Change To Marine Midland Bank - Central
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

First Bank & Trust Company of Utica (1940-1958)
   07/02/1940 NYS Chartered First Bank & Trust Company of Utica (1940-1958)
   09/06/1940 Acquire By Merger First Citizens Bank & Trust Company of Utica
   12/01/1958 Acquire By Merger First National Bank of Herkimer, The
   12/01/1958 Acquire By Merger Farmers National Bank and Trust Company of Rome
   12/01/1958 Name Change To Marine Midland Trust Company of the Mohawk Valley
   10/01/1959 Acquire By Merger Ilion National Bank and Trust Company
   01/29/1971 Merge To State Marine Midland Trust Company of Central New York
   01/29/1971 Name Change To Marine Midland Bank - Central
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

First Bank and Trust Company of Corning
         1882 Established First National Bank and Trust Company of Corning
   04/19/1971 Convert State First Bank and Trust Company of Corning
   04/01/1984 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First Bank and Trust Company of Ithaca
         1864 Established First National Bank of Ithaca
   02/01/1958 Bank To Trust Co. First National Bank and Trust Company of Ithaca
   01/31/1979 Convert State First Bank and Trust Company of Ithaca
   04/01/1984 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First Bank of Brooklyn, The
         1852 Established Williamsburgh City Bank
         1865 Convert Federal First National Bank of Brooklyn
   11/01/1928 Convert State First Bank of Brooklyn, The
   12/01/1928 Merge To State President and Directors of the Manhattan Company
   03/01/1955 Name Change To Chase Manhattan Bank, The (1799-9/1965)
   09/01/1965 Convert Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First Bank of the Americas
   07/29/1977 NYS Chartered Banco de Bogota Trust Company
   05/05/1993 Name Change To First Bank of The Americas
   12/01/1997 Merge To State Commercial Bank of New York
   12/30/2004  *Blank *Blank

First Bank of Whitestone, The
         1907 Established First National Bank of Whitestone, The
   08/01/1928 Convert State First Bank of Whitestone, The
   10/01/1928 Merge To State President and Directors of the Manhattan Company
   03/01/1955 Name Change To Chase Manhattan Bank, The (1799-9/1965)
   09/01/1965 Convert Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First Central Savings Bank
   03/31/1999 NYS Chartered First Central Savings Bank

First Chartered Savings & Loan Association
   05/30/1868 NYS Chartered Port Jervis Saving & Loan Association
   09/30/1971 Acquire By Merger Nyack Savings & Loan Association
   09/30/1971 Name Change To First Chartered Savings & Loan Association
   12/31/1971 Acquire By Merger Nanuet Savings & Loan Association
   12/02/1978 Merge To State New York Bank For Savings, The
   03/26/1982 Merge To State Buffalo Savings Bank
   11/01/1982 Name Change To Goldome Bank For Savings
   09/26/1983 Convert Federal
   09/26/1983 Name Change To Goldome, FSB
   08/19/1987 Convert State
   08/19/1987 Name Change To Goldome
   05/31/1991 Liquidated
   05/31/1991 Assets Sold To Key Bank of Western New York, N.A.
   05/31/1991 Assets Sold To Manufacturers and Traders Trust Company
   05/31/1991 Assets Sold To Manufacturers Hanover Trust Company
   05/31/1991 Assets Sold To East New York Savings Bank, The

First Chicago Trust Company of New York
   01/06/1984 NYS Chartered First Chicago Trust Company of New York
   05/31/1989 Acquire By Merger Morgan Shareholder Services Trust Company
   02/10/2004 Liquidated

First Citizens Bank & Trust Company of Utica
         1916 Established Oneida County Trust Company
   09/01/1926 Name Change To First Bank & Trust Company of Utica (1926-1931)
   11/14/1931 Acquire By Merger Citizens' Trust Company of Utica
   11/14/1931 Acquire By Merger Utica Trust and Deposit Company
   11/14/1931 Name Change To First Citizens Bank & Trust Company of Utica
   09/06/1940 Merge To State First Bank & Trust Company of Utica (1940-1958)
   12/01/1958 Name Change To Marine Midland Trust Company of the Mohawk Valley
   01/29/1971 Merge To State Marine Midland Trust Company of Central New York
   01/29/1971 Name Change To Marine Midland Bank - Central
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

First Commercial Bank - Fgn Agency
   10/05/1989 Licensed First Commercial Bank

First Commercial Bank of Philadelphia
   12/22/1936 Merge To State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

First Empire Bank
         1968 Established Hambro American Bank & Trust Co.
   10/01/1968 Acquire By Merger Laidlaw & Company
   01/01/1972 Name Change To First Empire Bank
   01/01/1976 Merge To State Manufacturers and Traders Trust Company

First Farmers' Savings & Loan Association
   08/12/1914 NYS Chartered First Farmers' Savings & Loan Association
         1921 Closed

First Federal S & L Assoc of Niagara County
   03/31/1971 Converted To Niagara County Savings and Loan Association
   03/31/1971 Merge To State Western New York Savings Bank, The
   01/15/1982 Merge To State Buffalo Savings Bank
   11/01/1982 Name Change To Goldome Bank For Savings
   09/26/1983 Convert Federal
   09/26/1983 Name Change To Goldome, FSB
   08/19/1987 Convert State
   08/19/1987 Name Change To Goldome
   05/31/1991 Liquidated
   05/31/1991 Assets Sold To Key Bank of Western New York, N.A.
   05/31/1991 Assets Sold To Manufacturers and Traders Trust Company
   05/31/1991 Assets Sold To Manufacturers Hanover Trust Company
   05/31/1991 Assets Sold To East New York Savings Bank, The

First Federal S & L Assoc. of Port Washington
   07/01/1980 Conversion Of First Federal S & L Assoc of Port Washington
   07/01/1980 NYS Chartered First Savings Bank of Port Washington
   07/01/1980 Merge To State Dime Savings Bank of New York, The
   06/23/1983 Convert Federal Dime Savings Bank of NY, FSB
   01/07/2002 Purchased By Washington Mutual Inc.
   01/07/2002 Name Change To Washington Mutual Bank

First Federal Savings & Loan Assoc of Hamburg
   05/14/1913 NYS Chartered Co-Operative Savings & Loan Assoc. of Hamburg
   09/04/1959 Convert Federal First Federal Savings & Loan Assoc of Hamburg

First Federal Savings & Loan Assoc of Hempstead
   11/19/1889 NYS Chartered Hempstead Co-Operative Building & Loan Assoc
   08/27/1934 Convert Federal First Federal Savings & Loan Assoc of Hempstead

First Federal Savings & Loan Assoc of Herkimer
   07/01/1898 NYS Chartered Herkimer Co-Operative Savings & Loan Assoc
         1943 Name Change To Herkimer Savings & Loan Association
   01/05/1970 Convert Federal First Federal Savings & Loan Assoc of Herkimer

First Federal Savings & Loan Assoc of Kenmore
   11/15/1916 NYS Chartered Kenmore Savings and Loan Association
   09/12/1935 Convert Federal First Federal Savings & Loan Assoc of Kenmore
   07/01/1975 Converted To Kenmore Savings & Loan Association
   07/01/1975 Merge To State Niagara Savings & Loan Association of Tonawanda
   07/01/1975 Name Change To Niagara First Savings & Loan Association
   08/01/1982 Convert Federal Niagara First Federal Savings & Loan Assoc

First Federal Savings & Loan Assoc of Kingston
   07/21/1891 NYS Chartered Home-Seekers' Co-Op Savings & Loan Assoc Kingston
         1942 Name Change To Home-Seekers' Savings & Loan Assoc of Kingston
   03/18/1969 Convert Federal First Federal Savings & Loan Assoc of Kingston

First Federal Savings & Loan Assoc of Port Jervi
   08/01/1891 NYS Chartered Port Jervis Real Estate & Loan Association
   09/04/1940 Acquire By Merger Orange County Building & Loan Association # 2
   03/30/1954 Convert Federal First Federal Savings & Loan Assoc Port Jervis

First Federal Savings & Loan Assoc of Rochester
   12/31/1973 Acquire By Merger Homestead Savings & Loan (Buffalo)
   03/31/1975 Acquire By Merger Horseheads Savings & Loan Association
   06/30/1975 Acquire By Merger Ithaca Savings & Loan Association
   07/31/1975 Acquire By Merger Central Savings & Loan of Albany
   10/15/1975 Acquire By Merger Fair City Savings & Loan Association
   03/01/1997 Merge To State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

First Federal Savings & Loan Assoc of Suffern
   02/01/1887 NYS Chartered Suffern Savings and Loan Association
   12/18/1944 Acquire By Merger Ramapo Valley Savings & Loan Association
   02/01/1960 Convert Federal First Federal Savings & Loan Assoc of Suffern

First Federal Savings & Loan Assoc of Syracuse
   09/30/1977 Converted To First Savings & Loan Association of Syracuse
   09/30/1977 Merge To State New York Bank For Savings, The
   03/26/1982 Merge To State Buffalo Savings Bank
   11/01/1982 Name Change To Goldome Bank For Savings
   09/26/1983 Convert Federal
   09/26/1983 Name Change To Goldome, FSB
   08/19/1987 Convert State
   08/19/1987 Name Change To Goldome
   05/31/1991 Liquidated
   05/31/1991 Assets Sold To Key Bank of Western New York, N.A.
   05/31/1991 Assets Sold To Manufacturers and Traders Trust Company
   05/31/1991 Assets Sold To Manufacturers Hanover Trust Company
   05/31/1991 Assets Sold To East New York Savings Bank, The

First Federal Savings & Loan Association
   04/03/1883 NYS Chartered Homestead Aid Association of Whitestown, New York
         1948 Name Change To Whitestown Savings & Loan Association
   12/20/1973 Convert Federal

First Federal Savings & Loan Association of Troy
   05/01/1889 Established Industrial Building-Loan & Saving Assoc of Troy
   06/27/1952 Convert Federal First Federal Savings & Loan of Troy
   03/06/1974 Convert State First Savings & Loan Association of Troy
   10/31/1974 Merge To State Albany Savings Bank
   06/30/1982 Convert Federal Albany Savings Bank, FSB

First Fidelity Bank, N.A., New York
   06/15/1993 Acquire By Merger First Fidelity Trust Company, New York
   08/13/1993 Acquire By Merger Village Bank
   12/30/1993 Acquire By Merger Peoples Westchester Savings Bank
   05/12/1994 Acquire By Merger Savings Bank of Rockland County, The

First Fidelity Trust Company, New York
   12/21/1985 NYS Chartered FNS Bank of New York
   04/07/1986 Name Change To First Fidelity Trust Company, New York
   06/15/1993 Merge To Federal First Fidelity Bank, N.A., New York

First Hungarian Credit Union
         1917 NYS Chartered First Hungarian Credit Union
   07/09/1930 Closed

First Industrial Bank Rochester NY
         1928 Established Morris Plan Company of Rochester
         1934 Name Change To Morris Plan Industrial Bank of Rochester
         1938 Name Change To First Industrial Bank Rochester NY
   07/01/1941 Merge To State Rochester Trust & Safe Deposit Company
   07/01/1945 Merge To State Lincoln-Alliance Bank and Trust Company
   07/01/1945 Name Change To Lincoln Rochester Trust Company
   01/01/1972 Name Change To Lincoln First Bank of Rochester
   12/31/1978 Convert Federal Lincoln First Bank, N.A.
   01/01/1979 Merge To Federal Lincoln First Bank-Central, N.A.
   07/01/1984 Company Sold To Chase Manhattan National Corporation
   08/01/1984 Name Change To Chase Lincoln First Bank, National Association
   01/01/1993 Merge To Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First Inter-County Bank of New York
   04/19/1985 NYS Chartered First Inter-County Bank of New York
   03/11/1988 Liquidated

First Interstate Trust Company of New York
   05/05/1986 NYS Chartered First Interstate Trust Company of New York
   03/04/1994 Closed

First Israel Bank and Trust Company of New York
   07/15/1968 NYS Chartered First Israel Bank and Trust Company of New York
   04/13/1973 Name Change To Bank Leumi Trust Company of New York
   09/15/1976 Acquire By Merger American Bank & Trust Company
   11/05/1997 Name Change To Bank Leumi USA

First National Bank & Trust Company of Camden
         1880 Established First National Bank & Trust Co. of Camden
   07/01/1957 Merge To Federal Oneida National Bank & Trust Co. of Central NY
   06/01/1982 Name Change To Oneida National Bank
   03/01/1985 Merge To State Norstar Bank of Upstate NY (8/84-6/88)
   06/24/1988 Merge To State Norstar Bank of Callicoon
   06/24/1988 Name Change To Norstar Bank of Upstate NY
   06/08/1992 Name Change To Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank & Trust Company of Elmira
         1853 Established Elmira Bank
         1863 Convert Federal Second National Bank of Elmira
   09/01/1929 Name Change To First National Bank & Trust Company of Elmira
   02/25/1939 Convert State Elmira Bank & Trust Company
   04/29/1939 Acquire By Merger Watkins State Bank
   10/01/1953 Acquire By Merger Marine Midland Trust Co of Binghamton
   10/01/1953 Acquire By Merger Marine Midland Trust Company of Cortland
   10/01/1953 Acquire By Merger Workers Trust Company
   10/01/1953 Name Change To Marine Midland Bank Trust Company of Southern NY
   09/01/1958 Acquire By Merger Citizens National Bank of Waverly, The
   05/01/1960 Acquire By Merger Windsor National Bank, The
   01/01/1970 Name Change To Marine Midland Bank - Southern
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

First National Bank & Trust Company of Freeport
         1905 Established First National Bank & Trust Company of Freeport
         1949 Name Change To Meadow Brook National Bank of Freeport
   03/01/1954 Acquire By Merger Lawrence-Cedarhurst Bank, The
   12/01/1954 Acquire By Merger Bank of Hicksville
   03/01/1955 Acquire By Merger Peoples State Bank of Baldwin
   04/01/1955 Acquire By Merger Bank of New Hyde Park
   08/01/1955 Acquire By Merger North Shore Bank Trust Company
   02/01/1957 Acquire By Merger Bank of Malverne, The
   02/01/1957 Name Change To Meadow Brook National Bank of Nassau County
   11/01/1959 Acquire By Merger Central Bank and Trust Company
   11/01/1960 Acquire By Merger Colonial Trust Company
   11/01/1960 Acquire By Merger Queens National Bank of New York
   11/01/1960 Name Change To Meadow Brook National Bank, The
   12/01/1962 Acquire By Merger Bank of Huntington
   05/01/1967 Acquire By Merger Bank of North America (10/58-5/67)
   05/01/1967 Name Change To National Bank of North America
   07/01/1970 Acquire By Merger Trade Bank and Trust Company
   12/01/1980 Name Change To National Westminster Bank, USA

First National Bank & Trust Company of Massena
         1903 Established First National Bank & Trust Company of Massena
   02/01/1953 Merge To State Northern New York Trust Company
   06/01/1963 Name Change To Marine Midland Trust Company of Northern New York
   01/01/1970 Name Change To Marine Midland Bank - Northern
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

First National Bank & Trust Company of Tuckahoe
         1914 Established First National Bank & Trust Company of Tuckahoe
   10/29/1954 Acquire By Merger Westchester Bank and Trust Company, The
   10/29/1954 Name Change To National Bank of Westchester
   07/01/1960 Acquire By Merger Rye National Bank, The
   01/01/1979 Merge To Federal Lincoln First Bank-Central, N.A.
   07/01/1984 Company Sold To Chase Manhattan National Corporation
   08/01/1984 Name Change To Chase Lincoln First Bank, National Association
   01/01/1993 Merge To Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank and Trust Co of Ellenville
         1863 Established First National Bank & Trust Co of Ellenville
   09/01/1975 Merge To Federal Highland National Bank of Newberg
   07/01/1983 Name Change To Norstar Bank of the Hudson Valley, N.A.
   10/01/1987 Merge To State Norstar Bank of Upstate NY (8/84-6/88)
   06/24/1988 Merge To State Norstar Bank of Callicoon
   06/24/1988 Name Change To Norstar Bank of Upstate NY
   06/08/1992 Name Change To Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank and Trust Company of Corning
         1882 Established First National Bank and Trust Company of Corning
   04/19/1971 Convert State First Bank and Trust Company of Corning
   04/01/1984 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank and Trust Company of Hudson
         1864 Established First National Bank & Trust Company of Hudson
   10/01/1955 Merge To State State Bank of Albany
   08/01/1984 Name Change To Norstar Bank of Upstate NY (8/84-6/88)
   06/24/1988 Merge To State Norstar Bank of Callicoon
   06/24/1988 Name Change To Norstar Bank of Upstate NY
   06/08/1992 Name Change To Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank and Trust Company of Ithaca
         1864 Established First National Bank of Ithaca
   02/01/1958 Bank To Trust Co. First National Bank and Trust Company of Ithaca
   01/31/1979 Convert State First Bank and Trust Company of Ithaca
   04/01/1984 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Allegany
         1903 Established First National Bank of Allegany
   12/01/1962 Merge To Federal First National Bank of Olean
   07/01/1973 Name Change To Manufacturers Hanover Trust Company/ Western New York, N.A.
   01/01/1982 Name Change To Manufacturers Hanover, National Association
   12/31/1985 Merge To State Manufacturers Hanover Trust Company
   06/19/1992 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Arcade
         1913 Established First National Bank of Arcade
   11/20/1934 Merge To State Citizens Bank of Arcade
   09/01/1959 Name Change To Citizens Central Bank
   07/16/1971 Bank To Trust Co.
   09/01/1981 Merge To State Central Trust Company Rochester N.Y.
   09/01/1981 Name Change To Central Trust Company
   07/01/1992 Merge To State Manufacturers and Traders Trust Company

First National Bank of Ardsley, The
         1926 Established First National Bank of Ardsley
   01/01/1955 Merge To State County Trust Company, The
   01/01/1976 Merge To State Bank of New York, The (9/1922-10/1989)
   10/06/1989 Merge To State Irving Trust Company
   10/06/1989 Name Change To Bank of New York, The

First National Bank of Batavia
         1864 Established First National Bank of Batavia
   01/11/1963 Merge To State Liberty Bank and Trust Company
   04/01/1963 Convert Federal Liberty National Bank and Trust Company
   09/01/1982 Name Change To Liberty National Bank
   01/01/1985 Name Change To Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Bayshore
         1911 Established First National Bank of Bayshore
   01/01/1960 Name Change To Manufacturers Hanover Trust Co/Suffolk, N.A.
   06/30/1976 Merge To State Manufacturers Hanover Trust Company
   06/19/1992 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Belfast
         1910 Established First National Bank of Belfast
   08/31/1957 Acquire By Merger Bank of Belfast
   08/31/1957 Name Change To Belfast National Bank
   8 /31/1957 Name Change To Belfast National Bank
   10/01/1964 Merge To State First Trust Company of Allegany County
   12/01/1968 Name Change To First Trust Union Bank
   04/01/1984 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Brewster
         1875 Established First National Bank of Brewster
   01/01/1964 Merge To State County Trust Company, The
   01/01/1976 Merge To State Bank of New York, The (9/1922-10/1989)
   10/06/1989 Merge To State Irving Trust Company
   10/06/1989 Name Change To Bank of New York, The

First National Bank of Brooklyn
         1852 Established Williamsburgh City Bank
         1865 Convert Federal First National Bank of Brooklyn
   11/01/1928 Convert State First Bank of Brooklyn, The
   12/01/1928 Merge To State President and Directors of the Manhattan Company
   03/01/1955 Name Change To Chase Manhattan Bank, The (1799-9/1965)
   09/01/1965 Convert Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Buffalo
         1930 Established Niagara National Bank of Buffalo
   06/01/1950 Name Change To First National Bank of Buffalo
   08/08/1955 Merge To State Manufacturers and Traders Trust Company

First National Bank of Cairo, The
         1924 Established First National Bank of Cairo, The
   11/01/1964 Merge To State State Bank of Albany
   08/01/1984 Name Change To Norstar Bank of Upstate NY (8/84-6/88)
   06/24/1988 Merge To State Norstar Bank of Callicoon
   06/24/1988 Name Change To Norstar Bank of Upstate NY
   06/08/1992 Name Change To Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Caledonia
         1900 Established First National Bank of Caledonia
   08/01/1966 Convert State Bank of Caledonia
   12/29/1972 Merge To Federal Chase Manhattan Bank of Greater Rochester, N. A.
   12/01/1976 Merge To Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Callicoon
         1932 Established First National Bank of Callicoon
   06/01/1964 Name Change To United National Bank (Callicoon)
   06/24/1988 Merge To State Norstar Bank of Callicoon
   06/24/1988 Name Change To Norstar Bank of Upstate NY
   06/08/1992 Name Change To Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Candor
         1864 Established First National Bank of Candor, The
   06/30/1961 Merge To State Farmers & Merchants Bank of Spencer NY
   06/30/1961 Name Change To Tioga State Bank

First National Bank of Canton
         1887 Established First National Bank of Canton
         1974 Name Change To Chase Manhattan Bank of Northern New York, N.A.
   01/01/1976 Merge To Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Cooperstown
         1864 Established First National Bank of Cooperstown
   11/01/1974 Merge To Federal Bankers Trust Company of Albany, N.A.
   10/01/1984 Merge To State First American Bank of New York
   08/26/1993 Assets Sold To Key Bank of New York
   12/05/1994 Liquidated

First National Bank of Corona, The
         1907 Established First National Bank of Corona, The
   11/01/1915 Merge To State Bank of Long Island, The (1902-1/1920)
   01/01/1920 Merge To State President and Directors of the Manhattan Company
   03/01/1955 Name Change To Chase Manhattan Bank, The (1799-9/1965)
   09/01/1965 Convert Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Croton on Hudson
         1908 Established First National Bank of Croton on Hudson
   04/01/1953 Merge To State County Trust Company, The
   01/01/1976 Merge To State Bank of New York, The (9/1922-10/1989)
   10/06/1989 Merge To State Irving Trust Company
   10/06/1989 Name Change To Bank of New York, The

First National Bank of Cuba, The
         1880 Established First National Bank of Cuba
   09/01/1966 Merge To State First Trust Company of Allegany County
   12/01/1968 Name Change To First Trust Union Bank
   04/01/1984 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Cutchogue
         1924 Established First National Bank of Cutchogue, The
   01/01/1951 Merge To State North Fork Bank & Trust Company (12/50-12/81)
   12/17/1981 Merge To State Mattituck Bank and Trust Company
   12/17/1981 Name Change To North Fork Bank and Trust Company, The
   10/01/1992 Merge To State Southold Savings Bank
   10/01/1992 Sav Bnk To Trust
   10/01/1992 Name Change To North Fork Bank

First National Bank of East Islip
         1909 Established First National Bank of East Islip
   05/01/1981 Name Change To Bank of Long Island N.A.
   12/03/1984 Merge To State Norstar Bank of Long Island (8/83-3/87)
   03/09/1987 Merge To State Peconic Bank, The
   03/09/1987 Name Change To Norstar Bank of Long Island
   09/18/1987 Name Change To Norstar Bank
   06/01/1992 Name Change To Fleet Bank (6/92-6/94)
   07/01/1994 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Elmsford
         1926 Established First National Bank of Elmsford, The
   10/01/1955 Merge To State County Trust Company, The
   01/01/1976 Merge To State Bank of New York, The (9/1922-10/1989)
   10/06/1989 Merge To State Irving Trust Company
   10/06/1989 Name Change To Bank of New York, The

First National Bank of Farmingdale
         1907 Established First National Bank of Farmingdale
   09/09/1963 Merge To State Bankers Trust Company

First National Bank of Glens Falls
         1865 Established First National Bank of Glens Falls
   12/05/1994 Acquire By Merger Evergreen Bank
   12/05/1994 Name Change To Evergreen Bank, N.A.

First National Bank of Greenwood, The
         1906 Established First National Bank of Greenwood, The
   07/01/1956 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Harrisville, The
         1915 Established First National Bank of Harrisville
   11/01/1958 Name Change To United Bank, Star Lake
   11/01/1959 Merge To State State Bank of Edwards and Star Lake
   09/10/1971 Merge To Federal St. Lawrence County National Bank

First National Bank of Herkimer, The
         1884 Established First National Bank of Herkimer
   12/01/1958 Merge To State First Bank and Trust Company of Utica
   12/01/1958 Name Change To Marine Midland Trust Company of the Mohawk Valley
   01/29/1971 Merge To State Marine Midland Trust Company of Central New York
   01/29/1971 Name Change To Marine Midland Bank - Central
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

First National Bank of Highland, The
         1900 Established First National Bank of Highland
   02/29/1992 Merge To State Manufacturers and Traders Trust Company

First National Bank of Ithaca
         1864 Established First National Bank of Ithaca
   02/01/1958 Bank To Trust Co. First National Bank and Trust Company of Ithaca
   01/31/1979 Convert State First Bank and Trust Company of Ithaca
   04/01/1984 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Jamaica
         1906 Established First National Bank of Jamaica
   06/01/1926 Merge To State Mechanics' Bank (Brooklyn)
   02/02/1929 Merge To State Brooklyn Trust Company
   10/13/1950 Merge To State Manufacturers Trust Company
   09/08/1961 Name Change To Manufacturers Hanover Trust Company
   06/19/1992 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Jamestown
         1864 Established First National Bank of Jamestown
   06/01/1956 Acquire By Merger State Bank of Mayville, The
   01/01/1979 Merge To Federal Lincoln First Bank-Central, N.A.
   07/01/1984 Company Sold To Chase Manhattan National Corporation
   08/01/1984 Name Change To Chase Lincoln First Bank, National Association
   01/01/1993 Merge To Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Kenmore
         1922 Established First National Bank of Kenmore
   06/30/1945 Merge To State Manufacturers and Traders Trust Company

First National Bank of Marcellus, The
         1910 Established First National Bank of Marcellus, The
   02/01/1956 Merge To State First Trust and Deposit Company
   03/30/1979 Name Change To Key Bank of Central New York
   01/01/1988 Convert Federal Key Bank of Central N.Y., N.A.
   06/01/1991 Merge To Federal Key Bank of Eastern New York, N.A.
   06/01/1991 Name Change To Key Bank of New York, N.A.
   06/16/1992 Convert State Key Bank of New York (6/92-8/93)
   08/26/1993 Merge To State NSA Bank
   08/26/1993 Name Change To Key Bank of New York
   01/13/1997 Convert Federal Key Bank, National Association

First National Bank of Marion
         1914 Established First National Bank of Marion
   06/03/1974 Merge To State Central Trust Company Rochester, N.Y.
   09/01/1981 Name Change To Central Trust Company
   07/01/1992 Merge To State Manufacturers and Traders Trust Company

First National Bank of Marlboro, The
         1907 Established First National Bank of Marlboro
   03/01/1965 Merge To State Kingston Trust Company
   12/31/1981 Merge To Federal Key Bank of Southeastern New York, N.A.
   11/01/1989 Merge To Federal Key Bank N.A.
   11/01/1989 Name Change To Key Bank of Eastern New York, N.A.
   06/01/1991 Name Change To Key Bank of New York, N.A.
   06/16/1992 Convert State Key Bank of New York (6/92-8/93)
   08/26/1993 Merge To State NSA Bank
   08/26/1993 Name Change To Key Bank of New York
   01/13/1997 Convert Federal Key Bank, National Association

First National Bank of Morrisville, The
         1864 Established First National Bank of Morrisville, The
   04/01/1957 Merge To State First Trust and Deposit Company
   03/30/1979 Name Change To Key Bank of Central New York
   01/01/1988 Convert Federal Key Bank of Central N.Y., N.A.
   06/01/1991 Merge To Federal Key Bank of Eastern New York, N.A.
   06/01/1991 Name Change To Key Bank of New York, N.A.
   06/16/1992 Convert State Key Bank of New York (6/92-8/93)
   08/26/1993 Merge To State NSA Bank
   08/26/1993 Name Change To Key Bank of New York
   01/13/1997 Convert Federal Key Bank, National Association

First National Bank of Mount Vernon
         1900 Established First National Bank of Mount Vernon
   02/01/1964 Merge To State Chemical Bank New York Trust Company
   02/17/1969 Name Change To Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of New Rochelle
         1934 Established First National Bank of New Rochelle
   01/01/1952 Acquire By Merger Bronxville Trust Company
   01/01/1952 Name Change To First Westchester National Bank of New Rochelle
   01/01/1963 Name Change To First Westchester National Bank
   05/31/1974 Merge To State Barclays Bank of New York
   11/01/1982 Convert Federal Barclays Bank of New York, N.A.

First National Bank of Olean
         1887 Established First National Bank of Olean
   12/01/1962 Acquire By Merger First National Bank of Allegany
   07/01/1973 Name Change To Manufacturers Hanover Trust Co./Western NY, N.A.
   01/01/1982 Acquire By Merger Manufacturers Hanover Trust Company/Capital Reg.
   01/01/1982 Acquire By Merger Manufacturers Hanover Trust Company/Central NY
   01/01/1982 Name Change To Manufacturers Hanover, National Association
   12/31/1985 Merge To State Manufacturers Hanover Trust Company
   06/19/1992 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Ozone Park, The
         1907 Established First National Bank of Ozone Park, The
   07/01/1922 Merge To State President and Directors of the Manhattan Company
   03/01/1955 Name Change To Chase Manhattan Bank, The (1799-9/1965)
   09/01/1965 Convert Federal Chase Manhattan Bank, N.A., The
   07/14/1996 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Painted Poat
         1933 Established First National Bank of Painted Post
   06/28/1972 Merge To State Central Trust Company Rochester, N.Y.
   09/01/1981 Name Change To Central Trust Company
   07/01/1992 Merge To State Manufacturers and Traders Trust Company

First National Bank of Perry, The
         1891 Established First National Bank of Perry
   08/01/1962 Merge To State Citizens Bank of Perry, NY
   08/01/1962 Name Change To Bank of Perry
   05/31/1967 Merge To State Manufacturers and Traders Trust Company

First National Bank of Port Jefferson
         1897 Established First National Bank of Port Jefferson
   04/30/1948 Merge To State Bank of Port Jefferson, The
   04/30/1948 Name Change To Bank of Northern Brookhaven, The
   11/01/1955 Merge To Federal First Suffolk National Bank of Huntington
   11/01/1955 Name Change To Security National Bank of Huntington
   05/01/1958 Name Change To Security National Bank of Long Island
   11/01/1968 Name Change To Security National Bank
   01/19/1975 Merge To State Chemical Bank
   07/14/1996 Name Change To Chase Manhattan Bank, The
   11/13/2004 Convert Federal JPMorgan Chase Bank, National Association

First National Bank of Poughkeepsie, The
         1864 Established First National Bank of Poughkeepsie, The
   02/24/1947 Acquire By Merger Vassar Bank
   11/01/1961 Name Change To Marine Midland National Bank of Southeastern NY
   12/01/1969 Acquire By Merger Marine Midland Trust Company of Rockland County
   12/01/1969 Name Change To Marine Midland Bank of Southeastern N.Y., N.A.
   01/01/1976 Merge To State Marine Midland Bank (12/75-2/80)
   02/01/1980 Convert Federal Marine Midland Bank, N.A.
   12/31/1993 Convert State Marine Midland Bank
   03/29/1999 Name Change To HSBC Bank USA
   12/31/1999 Merge To State Republic Bank of New York
   12/31/1999 Name Change To HSBC Bank USA
   06/30/2004 Convert Federal HSBC Bank USA

First National Bank of Richfield Springs
         1882 Established First National Bank of Richfield Springs
   09/01/1956 Merge To State State Bank of Albany
   08/01/1984 Name Change To Norstar Bank of Upstate NY (8/84-6/88)
   06/24/1988 Merge To State Norstar Bank of Callicoon
   06/24/1988 Name Change To Norstar Bank of Upstate NY
   06/08/1992 Name Change To Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Rochester
         1965 Established First National Bank of Rochester
   09/13/1996 Branches Sold To Tompkins County Trust Company
   06/01/1999 Merge To State Manufacturers and Traders Trust Company

First National Bank of Salamanca
         1880 Established First National Bank of Salamanca
   08/31/1970 Merge To State First Trust Union Bank
   04/01/1984 Merge To State Security Trust Company of Rochester
   04/01/1984 Name Change To Security Trust Company
   12/01/1984 Name Change To Security Norstar Bank
   12/01/1985 Name Change To Norstar Bank (Rochester)
   04/01/1987 Merge To Federal Norstar Bank, N.A.
   01/01/1992 Name Change To Fleet Bank of New York, N.A.
   10/01/1992 Merge To State Fleet Bank of New York
   07/01/1994 Name Change To Fleet Bank
   11/13/1997 Merge To Federal Fleet Bank N.A.

First National Bank of Silver Creek
         1912 Established First National Bank of Silver Creek
   11/29/1957 Merge To State Manufacturers and Traders Trust Company

First National Bank of Southern A